If you buy the CD at the store the Basic version does not include the state. You can see the Desktop CD/Download programs here, Oh, and you can use a lower version because all the Desktop programs have all the same forms. Your return is kept on your own computer so you will always have access to it in the future like if you need a copy or need to amend it. You can see and enter directly into the actual forms. The Desktop CD/Download program can do unlimited returns and you can efile 5 federal for free and Deluxe and above comes with 1 free state program download to prepare unlimited state returns but each state return (including the first one) is 19.99 (goes up to 24.99 in March) to efile or you can print and mail it for free. So you should save and download both the. Online returns are stored online and after Oct each year you might not have access to it. Online versions do not have the same forms so you may need to use a higher version to enter something. You can not see the forms until you pay and print them out. You can pay anytime like if you want to lock in an early discounted price. Online web version is only good for 1 return, federal and state are separate charges, It is free to start, you pay when you file or if you want to print. Here's some differences between the Online version and the Desktop CD/Download program.
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